RupeeGate is a software platform that helps creators manage paid access to their digital communities and content. We handle the workflow — creators and their audience handle the money.
We built RupeeGate to solve a specific problem — creators spending hours manually managing who has paid and who should have access. We automate that workflow entirely.
RupeeGate is a SaaS tool. Creators pay us a flat monthly subscription fee to use our access management software. That's our only revenue.
We automate the grant and revocation of access to digital communities, courses, events, and content — based on creator-defined plans and durations.
We are not a payment gateway, aggregator, or processor. We do not touch, hold, route, or settle any funds between creators and their audience.
Every transaction on RupeeGate follows this exact flow. RupeeGate's role is limited to steps 4 and 5 only.
The creator defines a price, duration, and connects their community or content. They enter their own payment destination (UPI ID or payment link). RupeeGate stores this for display purposes only.
RupeeGate: stores plan configThe buyer uses their preferred payment method — any UPI app or bank — to pay the creator's designated account directly. This is a standard UPI transaction between two individuals. RupeeGate is not involved in this step.
RupeeGate: not involvedAfter completing their payment, the buyer submits a confirmation through RupeeGate. This is self-reported — RupeeGate does not receive, verify, or have visibility into the actual UPI transaction.
Buyer: self-reported confirmationThe creator receives a notification and reviews the payment claim in their dashboard. They independently verify against their own bank/UPI records before approving. RupeeGate does not make this decision.
RupeeGate: sends notification, awaits creator decisionUpon creator approval, RupeeGate generates a single-use access link and sends it to the buyer. When the plan duration expires, RupeeGate automatically revokes access. This is the entirety of RupeeGate's role.
RupeeGate: access grant and expiry onlyWe believe in being completely clear about how we make money — and how we don't.
We have carefully designed RupeeGate to operate within the existing regulatory framework without requiring additional licensing.
RupeeGate does not operate a payment system as defined under the PSS Act. We do not clear, settle, or process payment instructions. All payments are direct UPI transactions between individuals, governed by NPCI's UPI framework.
RupeeGate is not a payment aggregator. We do not collect payments on behalf of merchants and settle them. Funds never pass through our platform, escrow, or accounts. The RBI's PA/PG guidelines therefore do not apply to our operations.
We operate as an intermediary under Section 79 of the IT Act. We maintain a published Privacy Policy, Terms of Service, and a designated Grievance Officer as required under the IT (Intermediary Guidelines) Rules, 2021.
We collect minimal data necessary to operate the service. We do not collect or store financial credentials, bank details, UPI PINs, or payment card information. User data is stored on servers in India. Full details in our Privacy Policy.
Questions about our platform, compliance, or business model? We're happy to provide documentation or clarification.